@charset "utf-8";
/* ============================================================
   질병보험 가이드 (diseasefree.co.kr)
   디자인 : 포괄성("여러 질병을 한 번에") · 안심 — 청량·신뢰 톤
   · 딥 사파이어 블루 + 프레시 그린 + 쿨 라이트
   · 히어로 = 좌측 폼 카드 / 우측 카피·건강체크 비주얼 (최근 우폼·가로폼바 탈피)
   · 질병 카테고리 타일 그리드(포괄성 시각화)
   · 마퀴 항상 자동 / termsModal 760px / 표 모바일 줄바꿈 / 앵커 3종
   ============================================================ */
:root{
  --ink:#16264a;           /* 네이비 잉크 */
  --blue:#1956c8;          /* 딥 사파이어 */
  --blue-d:#1444a0;
  --blue-dd:#0f3380;
  --blue-soft:#e6eefb;
  --blue-soft2:#cfddf6;
  --green:#2bb36a;         /* 프레시 그린 */
  --green-d:#1d8f53;
  --green-soft:#e2f5ec;
  --soft:#5d6b86;
  --sky:#f1f5fc;           /* 쿨 라이트 배경 */
  --sky2:#e6eefb;
  --paper:#ffffff;
  --line:#dde6f4;
  --r:18px;
  --shadow:0 12px 30px rgba(25,86,200,.09);
  --shadow-lg:0 24px 50px rgba(25,86,200,.15);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.72;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(241,245,252,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:36px;height:36px;display:grid;place-items:center}
.brand .mark svg{width:36px;height:36px}
.brand h1{font-size:21px;font-weight:800;letter-spacing:-.6px;line-height:1;margin:0;color:var(--blue-d)}
nav ul{display:flex;gap:3px;list-style:none}
nav a{font-weight:600;font-size:15px;color:var(--ink);padding:9px 15px;border-radius:10px;transition:background .15s,color .15s}
nav a:hover{background:var(--blue-soft);color:var(--blue-d)}
nav a.active{color:var(--blue-d);font-weight:700;background:var(--blue-soft)}
.hbtn{background:var(--green);color:#fff;border-radius:10px;padding:10px 20px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 8px 18px rgba(43,179,106,.32);transition:transform .15s,background .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--blue)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(22,38,74,.5)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:#fff;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(22,38,74,.25)}
.mpanel .x{background:var(--blue-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--blue-d)}
.mpanel ul{list-style:none;margin-top:18px}
.mpanel li{border-bottom:1px solid var(--line)}
.mlink{display:block;padding:14px 6px;font-weight:700;font-size:16px;color:var(--ink)}
.mlink:hover{color:var(--blue-d)}
.mlink.hl{background:var(--green);color:#fff;text-align:center;border-radius:10px;margin-top:18px;border-bottom:0;box-shadow:0 6px 16px rgba(43,179,106,.32)}

/* ===== HERO (쿨 라이트 + 좌폼 / 우카피) ===== */
.hero{position:relative;overflow:clip;background:linear-gradient(160deg,var(--sky) 0%,var(--sky2) 100%);padding:54px 0 60px}
.hero::before{content:"";position:absolute;right:-90px;top:-50px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(25,86,200,.10),transparent 70%);z-index:0}
.hero::after{content:"";position:absolute;left:-70px;bottom:40px;width:230px;height:230px;border-radius:50%;background:radial-gradient(circle,rgba(43,179,106,.10),transparent 70%);z-index:0}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:.92fr 1.08fr;gap:44px;align-items:center}
/* 우측 카피 */
.hero-copy .kicker{display:inline-flex;align-items:center;gap:8px;background:#fff;color:var(--blue-d);border:1px solid var(--blue-soft2);border-radius:999px;padding:7px 16px;font-weight:700;font-size:13.5px;margin-bottom:18px;box-shadow:var(--shadow)}
.hero-copy .kicker b{color:var(--green-d)}
.hero-copy h2{font-size:clamp(33px,4.8vw,53px);font-weight:800;line-height:1.15;letter-spacing:-1.4px;color:var(--ink)}
.hero-copy h2 .bl{color:var(--blue-d)}
.hero-copy h2 .gr{color:var(--green-d);position:relative;white-space:nowrap}
.hero-copy h2 .gr::after{content:"";position:absolute;left:0;right:0;bottom:4px;height:9px;background:var(--green-soft);z-index:-1;border-radius:3px}
.hero-copy .lead{margin-top:18px;font-size:16.5px;color:var(--soft);max-width:520px}
.hero-copy .lead b{color:var(--ink);font-weight:700}
.hero-checks{display:grid;gap:9px;margin-top:22px}
.hero-checks span{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:600;color:var(--ink)}
.hero-checks span i{flex:none;width:24px;height:24px;border-radius:8px;background:var(--green);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:800;font-style:normal}

/* 폼 카드 (본인 기준) — 좌측 */
.qcard{background:#fff;border-radius:20px;box-shadow:var(--shadow-lg);overflow:hidden;scroll-margin-top:88px;border:1px solid var(--line)}
.qcard .qtab{background:linear-gradient(120deg,var(--blue) 0%,var(--blue-dd) 100%);color:#fff;padding:16px 26px;display:flex;align-items:center;justify-content:space-between}
.qcard .qtab h3{font-size:19px;font-weight:800;letter-spacing:-.5px}
.qcard .qtab .free{background:var(--green);color:#fff;font-size:12px;font-weight:800;padding:5px 12px;border-radius:999px}
.qcard .qbody{padding:24px 26px 22px}
.qcard .qsub{font-size:13px;color:var(--soft);font-weight:500;margin:-4px 0 16px}
.qcard .qsub b{color:var(--blue-d);font-weight:700}
.field{margin-bottom:13px}
.field label{display:block;font-size:13px;font-weight:700;margin-bottom:6px;color:var(--ink)}
.field label i{font-style:normal;display:inline-grid;place-items:center;width:19px;height:19px;border-radius:6px;background:var(--blue);color:#fff;font-size:11px;font-weight:800;margin-right:6px;vertical-align:-3px}
.txt{width:100%;border:1.5px solid var(--line);background:var(--sky);border-radius:11px;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(25,86,200,.14)}
.txt::placeholder{color:#9fb0cb}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2316264a' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:30px}
.frow2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{border:1.5px solid var(--line);background:var(--sky);border-radius:11px;padding:11px 0;font-size:14.5px;font-weight:700;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--blue);color:var(--blue-d)}
.seg button.on{background:var(--blue);border-color:var(--blue);color:#fff}
.phone-row{display:grid;grid-template-columns:76px 1fr;gap:8px}
.submit{width:100%;background:var(--green);color:#fff;border:0;border-radius:12px;padding:15px 0;font-size:16.5px;font-weight:800;letter-spacing:-.3px;cursor:pointer;box-shadow:0 12px 26px rgba(43,179,106,.4);transition:transform .12s,background .15s;margin-top:4px}
.submit:hover{transform:translateY(-2px);background:var(--blue)}
.submit:active{transform:translateY(1px)}
.cfoot{margin-top:14px}
.privacy_wrap{display:flex;align-items:center;gap:7px;font-size:13px}
.privacy_wrap input[type=checkbox]{width:17px;height:17px;accent-color:var(--blue)}
.privacy_label{font-weight:600;color:var(--ink)}
.privacy_view{font-weight:700;color:var(--blue-d);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--green-d)}
.trustrow{display:flex;gap:13px;font-size:12.5px;font-weight:600;color:var(--soft);margin-top:11px;flex-wrap:wrap}
.trustrow b{color:var(--blue-d)}
.err{display:none;background:#fdeef0;border:1.5px solid #f3c2c8;border-radius:9px;color:#c43251;font-size:13.5px;font-weight:600;padding:9px 13px;margin:10px 0 0;text-align:center}

/* ===== Insurer marquee ===== */
.insurers{padding:42px 0 8px;background:#fff}
.insurers .cap{text-align:center;font-size:12.5px;font-weight:700;color:var(--soft);letter-spacing:2px;margin-bottom:15px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:12px;list-style:none;width:max-content;animation:marquee 30s linear infinite;padding:4px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{background:var(--sky);border:1px solid var(--line);border-radius:10px;padding:9px 20px;font-weight:700;font-size:14.5px;color:var(--blue-d);white-space:nowrap}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 공통 섹션 ===== */
.block{padding:70px 0}
.center{text-align:center}
.eyebrow{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:2.5px;color:var(--green-d);margin-bottom:12px}
.title{font-size:clamp(27px,3.7vw,39px);font-weight:800;letter-spacing:-1.1px;line-height:1.26;color:var(--ink)}
.title .bl{color:var(--blue-d)}
.title .gr{color:var(--green-d)}
.desc{margin-top:13px;color:var(--soft);font-size:15.5px;max-width:680px;margin-left:auto;margin-right:auto}
.desc b{color:var(--ink)}

/* ===== 질병 카테고리 타일 (특화) ===== */
.cats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:46px}
.cat{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:24px 18px;text-align:center;transition:transform .2s,box-shadow .2s}
.cat:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.cat .ic{width:54px;height:54px;border-radius:15px;background:var(--blue-soft);display:grid;place-items:center;font-size:26px;margin:0 auto 12px}
.cat:nth-child(4n+2) .ic{background:var(--green-soft)}
.cat:nth-child(4n+3) .ic{background:var(--blue-soft)}
.cat:nth-child(4n) .ic{background:var(--green-soft)}
.cat h3{font-size:16px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:4px}
.cat p{font-size:12.8px;color:var(--soft);line-height:1.55}

/* ===== 통계 팩트 밴드 ===== */
.stats{background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dd) 100%);border-radius:22px;padding:42px 32px;margin-top:46px;display:grid;grid-template-columns:repeat(3,1fr);gap:26px;text-align:center;color:#fff;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;right:-50px;top:-50px;width:200px;height:200px;border-radius:50%;background:rgba(43,179,106,.22)}
.stat{position:relative;z-index:1}
.stat .n{font-size:clamp(28px,3.8vw,40px);font-weight:800;letter-spacing:-1px;line-height:1;color:#9fe6c1}
.stat .l{margin-top:10px;font-size:14px;color:rgba(255,255,255,.86);font-weight:500}
.stat .l b{color:#fff;font-weight:700}

/* ===== 6 메뉴 카드 (상단 이미지 + 그린 라인) ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.mcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s}
.mcard:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.mcard .thumb{display:block;aspect-ratio:72/46;overflow:hidden;background:var(--blue-soft)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.05)}
.mcard .cap{display:block;padding:16px 20px 18px;border-top:3px solid var(--green)}
.mcard h3{font-size:17.5px;font-weight:800;letter-spacing:-.4px;display:flex;align-items:center;justify-content:space-between;color:var(--ink)}
.mcard .go{width:26px;height:26px;border-radius:8px;background:var(--blue-soft);color:var(--blue-d);display:grid;place-items:center;font-size:13px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--blue);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:5px;font-size:13.4px;color:var(--soft)}

/* ===== 보장 구성 스텝 ===== */
.flow{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:42px;counter-reset:fl}
.fcard{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:30px 24px 24px;counter-increment:fl}
.fcard::before{content:counter(fl);position:absolute;top:20px;right:24px;font-size:42px;font-weight:800;color:var(--blue-soft2);line-height:1}
.fcard .fi{font-size:30px;margin-bottom:10px}
.fcard h3{font-size:18px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:5px}
.fcard h3 b{color:var(--blue-d)}
.fcard p{font-size:13.8px;color:var(--soft)}

/* ===== 보장 표 ===== */
.gentable{margin-top:34px;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);background:#fff;border:1px solid var(--line)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.4px}
.gentable th{background:var(--blue);color:#fff;font-weight:700;padding:14px 18px;text-align:left;word-break:keep-all}
.gentable th b{color:#9fe6c1}
.gentable td{padding:13px 18px;border-top:1px solid var(--line);color:var(--soft);vertical-align:top;line-height:1.62;word-break:keep-all}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:var(--sky)}
/* 비교표(.cmp) 강조 */
.gentable.cmp td.pick{background:var(--green-soft);color:var(--ink);font-weight:600}

/* ===== 콜아웃 ===== */
.callout{margin-top:30px;background:var(--green-soft);border:1px solid #bfe6d1;border-radius:var(--r);padding:22px 26px;display:flex;gap:15px;align-items:flex-start;box-shadow:var(--shadow)}
.callout.bl{background:var(--blue-soft);border-color:var(--blue-soft2)}
.callout .ci{flex:none;width:38px;height:38px;border-radius:11px;background:#fff;color:var(--green-d);display:grid;place-items:center;font-size:19px}
.callout.bl .ci{color:var(--blue-d)}
.callout h3{font-size:17px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.callout p{font-size:14.3px;color:var(--soft)}
.callout p a{color:var(--blue-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}

/* ===== FAQ ===== */
.faq{margin-top:36px;max-width:900px;margin-left:auto;margin-right:auto}
.qa{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,border .2s}
.qa.open{border-color:var(--blue);box-shadow:var(--shadow-lg)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:18px 22px;font-size:15.5px;font-weight:700;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--sky)}
.qa .qmark{color:var(--green-d);font-weight:800;margin-right:9px}
.qa .ar{width:27px;height:27px;border-radius:9px;background:var(--blue-soft);color:var(--blue-d);display:grid;place-items:center;font-size:16px;font-weight:800;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--green);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 22px 19px;border-top:1px solid var(--line);padding-top:14px}
.faqmore{display:inline-block;margin-top:12px;font-weight:700;font-size:14.5px;color:var(--blue-d);text-decoration:underline;text-underline-offset:3px}
.faqmore:hover{color:var(--green-d)}

/* ===== CTA ===== */
.ctaband{position:relative;text-align:center;background:linear-gradient(135deg,var(--blue) 0%,var(--blue-dd) 100%);color:#fff;padding:56px 30px;border-radius:24px;overflow:clip;box-shadow:var(--shadow-lg)}
.ctaband::before{content:"";position:absolute;right:-60px;top:-60px;width:230px;height:230px;border-radius:50%;background:rgba(43,179,106,.26)}
.ctaband h2{font-size:clamp(26px,3.6vw,40px);font-weight:800;line-height:1.2;letter-spacing:-.8px;color:#fff;position:relative;z-index:1}
.ctaband h2 b{color:#9fe6c1}
.ctaband p{margin:12px 0 24px;color:rgba(255,255,255,.84);font-size:15px;position:relative;z-index:1}
.ctaband a{display:inline-block;background:var(--green);color:#fff;border-radius:12px;padding:15px 44px;font-weight:800;font-size:16.5px;box-shadow:0 12px 28px rgba(43,179,106,.4);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:#fff;color:var(--blue-d)}

/* 하단 고정 CTA 바 */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(25,86,200,.1)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:600}
.stickybar p b{font-weight:800;color:var(--blue-d)}
.stickybar a{background:var(--green);color:#fff;padding:11px 26px;border-radius:10px;font-weight:800;font-size:14px;box-shadow:0 6px 16px rgba(43,179,106,.3);transition:transform .15s,background .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--blue)}

/* ===== 서브 페이지 헤더 ===== */
.subhero{position:relative;overflow:clip;padding:54px 0 56px;background:linear-gradient(160deg,var(--sky) 0%,var(--sky2) 100%)}
.subhero::before{content:"";position:absolute;right:-80px;top:-50px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(25,86,200,.10),transparent 70%)}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:11px;font-weight:500;position:relative;z-index:1}
.subhero .crumb a{color:var(--blue-d);text-decoration:underline;text-underline-offset:3px;font-weight:600}
.subhero .crumb span{margin:0 7px;color:var(--line)}
.subhero .dept{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:2.5px;color:var(--green-d);margin-bottom:11px;position:relative;z-index:1}
.subhero h2{font-size:clamp(28px,4.4vw,46px);font-weight:800;line-height:1.16;letter-spacing:-1.2px;color:var(--ink);position:relative;z-index:1}
.subhero h2 .bl{color:var(--blue-d)}.subhero h2 .gr{color:var(--green-d)}
.subhero p{margin:13px 0 0;color:var(--soft);font-size:15px;max-width:620px;position:relative;z-index:1}

/* 본문 콘텐츠 */
.article{padding:54px 22px 70px}
.article .inner{max-width:920px;margin:0 auto}
.article .sec{margin-bottom:48px}
.article h3.h{font-size:24px;font-weight:800;letter-spacing:-.6px;color:var(--ink);display:flex;align-items:center;gap:11px;margin-bottom:14px}
.article h3.h::before{content:"";flex:none;width:7px;height:24px;border-radius:4px;background:var(--green)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--blue-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--green-d)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:20px 23px 20px 74px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:20px;top:18px;width:38px;height:38px;border-radius:11px;background:var(--blue);color:#fff;font-weight:800;font-size:18px;display:grid;place-items:center}
.step h3{font-size:17.5px;font-weight:800;letter-spacing:-.4px;margin-bottom:4px;color:var(--ink)}
.step p{font-size:14.2px;color:var(--soft)}
.step p b{color:var(--ink)}
.step p a{color:var(--blue-d);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.checklist{list-style:none;margin-top:18px;display:grid;gap:10px}
.checklist li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:13px 17px 13px 44px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"✓";position:absolute;left:16px;top:12px;color:var(--green-d);font-weight:800}
.checklist li b{color:var(--ink)}
.article .gentable{margin-top:20px}
/* scope 페이지 색 블록 */
.dx{display:grid;gap:18px;margin-top:24px}
.dxc{border:1px solid var(--line);border-left-width:6px;border-left-color:var(--blue);border-radius:13px;background:#fff;box-shadow:var(--shadow);padding:20px 24px}
.dxc:nth-child(even){border-left-color:var(--green)}
.dxc h3{font-size:19px;font-weight:800;letter-spacing:-.5px;margin-bottom:6px;color:var(--blue-d)}
.dxc:nth-child(even) h3{color:var(--green-d)}
.dxc p{font-size:14.3px;color:var(--soft)}
.dxc p b{color:var(--ink)}

/* Footer */
footer{background:#11203f;color:#fff;padding:0 0 36px;margin-top:24px}
footer::before{content:"";display:block;height:6px;margin-bottom:44px;background:linear-gradient(90deg,var(--blue),var(--green))}
.fnotes{background:rgba(255,255,255,.05);border-radius:14px;padding:20px 24px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.7)}
.fnotes .strong{font-weight:800;color:#9fe6c1;margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:26px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:19px;letter-spacing:-.5px;color:#fff}
.fbrand .mark{width:26px;height:26px}
.fbrand .mark svg{width:26px;height:26px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.5)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:700;color:#9fe6c1;text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{color:#fff}

/* Modal */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(22,38,74,.55);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:#fff;width:100%;max-width:480px;border-radius:18px;box-shadow:0 30px 70px rgba(0,0,0,.4);animation:rise .25s ease;overflow:hidden}
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;background:var(--blue)}
.mtop h3{font-size:18px;font-weight:800;color:#fff}
.mclose{background:rgba(255,255,255,.2);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--green);color:#fff}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1px solid var(--line);background:var(--sky)}
.mbtn{background:var(--green);color:#fff;border:0;border-radius:11px;padding:12px 24px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 5px 14px rgba(43,179,106,.3)}
.mbtn:hover{background:var(--blue)}
.mbtn.ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line);box-shadow:none}
.mbtn.ghost:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--blue-d)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:600;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--blue-d)}
.field.mfield{margin-top:18px}
.mfield label{display:block;font-size:13px;font-weight:700;margin-bottom:4px;color:var(--ink)}

/* Reveal */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media (max-width:980px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .hero{padding:38px 0 44px}
  .hero-grid{grid-template-columns:1fr;gap:26px}
  .cats{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr;gap:22px;padding:32px 24px}
  .cards{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:1fr;gap:14px}
}
@media (max-width:600px){
  .frow2{grid-template-columns:1fr}
  .cats{grid-template-columns:1fr 1fr;gap:12px}
  .cards{grid-template-columns:1fr}
  /* 보장 표 : 헤더 숨기고 셀 세로 쌓기 */
  .gentable table,.gentable tbody,.gentable tr,.gentable td{display:block;width:100%}
  .gentable thead,.gentable tr:first-child{display:none}
  .gentable tr{border-top:2px solid var(--line);padding:4px 0}
  .gentable tr:first-child{border-top:0}
  .gentable td{border-top:0;padding:8px 18px}
  .gentable td:first-child{padding-top:14px}
  .gentable td:last-child{padding-bottom:14px}
  .gentable td b{display:inline-block;margin-bottom:2px;color:var(--blue-d)}
  /* 3열 비교표(.cmp)는 헤더 유지(폰트 축소) */
  .gentable.cmp table{display:table}
  .gentable.cmp tbody{display:table-row-group}
  .gentable.cmp tr,.gentable.cmp tr:first-child,.gentable.cmp thead{display:table-row;border-top:0;padding:0}
  .gentable.cmp th,.gentable.cmp td{display:table-cell;width:auto;font-size:12.3px;padding:9px 9px;border-top:1px solid var(--line)}
  .gentable.cmp td b{display:inline;margin:0;color:var(--ink)}
  .gentable.cmp td.pick{background:var(--green-soft)}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
}